Retirement
PPF, long-term compounding, and planning for the long run.
How Compound Interest Works
Compound interest is interest earned on both your principal and previously earned interest. Over time, and with more frequent compounding, it grows money faster than simple interest.
Read guide retirementPPF vs FD
Both PPF and FDs prioritise stability, but PPF is a long-tenure, government-set scheme with annual compounding, while FDs are flexible bank deposits with bank-set rates.
Read guide retirementPPF vs SIP
PPF offers government-backed, fixed compounding with low volatility; a SIP invests in market-linked funds with variable returns. Many investors use both for different goals.
Read guide retirementWhat Is the Public Provident Fund (PPF)?
PPF is a long-term, government-backed savings scheme where you contribute each year and earn annually compounded interest at a rate set by the government. Its rules are statutory and change over time.
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