Investing
SIPs, mutual funds, and how to think about market-linked growth.
CAGR vs XIRR Explained
CAGR measures the annualised growth of a single investment between two dates. XIRR extends this to multiple cash flows on different dates, making it the right tool for SIPs.
Read guide investingHow Does a SIP Work?
Each SIP instalment buys mutual fund units at that day's price. Over time you accumulate units at an averaged cost, and staying invested lets returns compound.
Read guide investingHow to Calculate SIP Returns
SIP returns are estimated with the future value of an annuity formula. For real, uneven cash flows, XIRR gives the annualised return that accounts for the timing of each instalment.
Read guide investingSIP vs FD: Which Fits Your Goal?
A SIP invests in market-linked mutual funds with variable returns and risk; a fixed deposit offers a contracted interest rate with high capital stability. Neither is universally better.
Read guide investingSIP vs Lumpsum Investing
A SIP spreads investment across time to average out entry prices, while a lumpsum invests everything at once. Each suits different situations and cash-flow realities.
Read guide investingWhat Is a Step-Up SIP?
A step-up SIP increases your monthly investment by a set percentage or amount each year, usually to match rising income, which can meaningfully grow the final corpus.
Read guide investingWhat Is a SIP (Systematic Investment Plan)?
A SIP, or Systematic Investment Plan, is a method of investing a fixed amount into a mutual fund at regular intervals — usually monthly — instead of investing a large sum at once.
Read guideInvesting Calculators
SIP Calculator
Estimate the future value of a monthly Systematic Investment Plan.
Step-Up SIP Calculator
Model a SIP that increases each year with your income.
Lumpsum Calculator
Project growth of a one-time mutual fund investment.
SWP Calculator
See how long a corpus lasts with monthly withdrawals at an assumed return.
CAGR Calculator
Compound annual growth rate of an investment.
XIRR Calculator
True annualised return for SIPs and irregular cash flows.
Goal Investment Calculator
Find the SIP needed to reach a target amount.