Inflation Calculator
See what today’s amount might cost in the future, and what a future amount is worth in today’s rupees, at any assumed inflation rate.
Future cost after 10 years
₹1,79,085
what ₹1,00,000 of goods today may cost at 6% inflation
Purchasing power of ₹1,00,000 in 10 yrs
₹55,839
Value eroded
₹44,161
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Tools that naturally follow this calculation.
Cost rises while purchasing power falls
- Future cost
- Purchasing power
Year-by-year
| Year | Future Cost | Purchasing Power |
|---|---|---|
| 1 | ₹1,06,000 | ₹94,340 |
| 2 | ₹1,12,360 | ₹89,000 |
| 3 | ₹1,19,102 | ₹83,962 |
| 4 | ₹1,26,248 | ₹79,209 |
| 5 | ₹1,33,823 | ₹74,726 |
| 6 | ₹1,41,852 | ₹70,496 |
| 7 | ₹1,50,363 | ₹66,506 |
| 8 | ₹1,59,385 | ₹62,741 |
| 9 | ₹1,68,948 | ₹59,190 |
| 10 | ₹1,79,085 | ₹55,839 |
Example calculation
At 6% a year, something that costs ₹1,00,000 today would cost about ₹1,79,085 in 10 years (₹1,00,000 × 1.06010). Looked at the other way, ₹1,00,000 received 10 years from now would buy only what ₹55,839 buys today.
What inflation does to money
Inflation is the general rise in prices over time. When prices rise, the same amount of money buys less — its purchasing power falls. A goal that costs a certain amount today will usually cost more by the time you reach it.
Formulas used
Future cost of today’s amount: A × (1 + i)t
Today’s purchasing power of that amount after t years: A ÷ (1 + i)t
where i is the assumed annual inflation rate and t the number of years.
Why it matters for investing
A return that only matches inflation leaves your purchasing power unchanged. The difference between an investment’s return and inflation is its real return — the number that actually reflects growth in what you can buy. Our SIP calculator shows an inflation-adjusted corpus for this reason.
Assumptions & Limitations
- •Inflation is assumed constant every year at the rate you enter.
- •Uses one rate for everything; specific categories can inflate faster or slower.
- •This is an illustration, not a forecast of future prices.
Frequently asked questions
Methodology last reviewed: 1 June 2026